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A Guide to Different Types of Two-Factor Authentication In the modern world, with the internet playing such a massive role in people’s everyday lives, personal security is absolutely critical. One of the most common things companies do to secure their users’ personal information on the web is utilize a two-factor authentication process. You have likely used two-factor authentication, or 2FA, quite frequently, without even knowing what it was. 2FA refers to the fact that an individual must input two pieces of login information in two steps to prove his or her legitimacy. A primarily example of two-factor authentication takes place at bank ATMs everywhere. Your debit card, once inserted, serves as your login information, so to speak. Then, you have to input your PIN number to prove your identity is valid. 2FA is meant to weed out identity thieves and stop crooks in their tracks. The remainder of this guide will teach you about some forms of two-factor authentication you’ve likely seen on the web at some point in time, or are sure to see in the future. One-Time SMS Passwords Can Be Useful
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In some cases, once you’ve entered your username and password, the system will prompt you to allow the delivery of a one-time use password via a text message. This serves as proof to the system that you can access the phone number that is on file for you; the vast majority of the time, a thief wouldn’t have the ability to do this. The single downside of one-time use SMS passwords is that people who only have landlines can’t use them.
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Login Verification Is Another Good Option If you have ever been in the process of registering for a website and been asked to put in information like the name of your dog or the street you lived on during your childhood, you likely already know what login verification is, even if you weren’t aware of it until just now. Login verification involves entering another piece of personal information that only you would know after you’ve put in your username and password. The downside to this is that, at least in theory, a thief could know the answer to your personal question, even though it isn’t likely. If you happen to run a website, it is especially important for you to fully understand two-factor authentication, as you’ll likely need to implement it to make your users feel safe and secure. If you employ a webmaster, make certain he or she knows to make your site as secure as current technology will allow.